German property Monte Carlo

Simulates a leveraged German rental property against a liquid benchmark, for a US citizen / German tax resident (dual DE/USD ledgers, FX as a stochastic driver).

Acquisition & location

Bundesland Bundesmodell Purchase price (EUR) Land share (0–1) Grunderwerbsteuer rate Auto-filled from Bundesland; editable. Notar + Grundbuch rate Makler rate Initial CapEx (EUR) Equity (EUR) Initial FX (USD per EUR)

Financing

Nominal rate (initial) Tilgung (initial) Zinsbindung Sondertilgung (% p.a.)

Income

Kaltmiete, monthly (EUR) Living area (m²) Kappungsgrenze Mietpreisbremse applies Re-letting uplift (%) Turnover frequency (yrs, 0 = off)

Operating costs

Nicht-umlagefähig (EUR/m²/yr) Hausgeld, monthly (EUR) Hausgeld recoverable share Grundsteuer, annual (EUR) Municipality-set Hebesatz — enter your actual/estimated Bescheid figure.

Tax

DE marginal rate Soli applies Kirchensteuer rate DE AfA rate US marginal rate US LTCG rate FEIE claimed

Stochastic assumptions

Rent growth, mean (annual) 2.0% Rent growth, volatility 2.0% Exit Faktor volatility 15.0% Refi rate, mean (at rollover) 4.0% Refi rate, volatility 1.2% Vacancy, mean 3.0% CapEx frequency (events/yr) 0.40 CapEx severity, mean (EUR) 8,000 EUR/USD volatility (annual) 9.0%

Simulation & benchmark

Path count Exit branch to report Benchmark